Billie J. Minton Insurance Agency, LLC
An Independent Franchise 

Tel: 423-723-2244    Fax: 423-378-6333

Billie J. Minton Insurance Agency, LLC., makes business insurance simple! No matter what size your business is, it's smart to invest in some type of business insurance to reduce your risk. Business insurance protects you, your employees and your assets from lawsuits, theft, accidents, damage to your business or inventory, product recalls, and other potential financial losses. If you own a small business, your insurance needs will be much smaller. However, you may find that your business could use two or three types of business insurance.
Liability Insurance
Liability insurance protects your business if a lawsuit is filed for employee or business negligence. Depending on the type of work you do, your state may also require you to purchase professional liability which protects you against malpractice, errors and negligence.
Product Liability Insurance
Product liability insurance protects your business against claims about the safety of your products. 

Commercial Auto Insurance

Commercial Auto Insurance protects any business vehicles. Typically, personal auto insurance won't cover company cars.

Worker's Compensation

If you have employees, you will need to provide worker's compensation, which offers coverage for work-related employee injuries.

Commercial Property Insurance

Commercial property insurance is a must have for any business. It covers your property and/or inventory from fire, theft, wind, and hail storms.

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